I run a medium-sized shop with 2/3 employees and wish to protect my business against accidental losses.

Medium-sized businesses face the same risks as any large business but the impact can be much greater especially if the shop is not insured. In the event of a loss, you will have to pull out money from your business, from your personal savings or borrow, to repair the damage or replace the lost stock. If there is insurance, this financial loss caused by an insured peril can be paid by the insurance policy.

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